The Check Advance System (CHAS) software program handles Payday Loans and Check Advances. It is customized and designed to your specifications and is very flexible and easy-to-use. It has an customer transaction history screen that shows all customer transactions, previews customer photo (if available), allows for processing another advance, NSF capability, returned check fees, and list all previous activity. Printing of contracts (also known as Truth & Lending agreement), customer receipts, and other daily & monthly reports is included.
The CHAS software is very flexible and easy-to-use can be easily customized & designed to your specifications. However, the main features for this system is that it is inexpensive, can be loaded within minutes (either on CD or direct purchase online), and it is supported 100%.



Here are the features of the system:

No more hand-written contracts.
Automatic calculation of fees and due dates, however, can be changed.
Table-driven (this means as the business changes, no need for additional programming).
2 hours of free support time and provide immediate support.
Multi-site and/or Network capability.
History feature shows how many advances customers have had in the past, makes future advance processing quick & simple.
Various drop-down boxes eliminate errors.
Hold system which prevents future advances.
NSF check tracking.
Return check fee capability.
If scanner or digital camera, customer photo capability will
automatically load customer photo with each advance and when
viewing History transactions.
Maximum loan capability. (i.e., only 1 loan outstanding at a time).
Initial loan capability (i.e., on first-time loan, only allow $100).
Various reports (ad-hoc, daily, and monthly).