GnuCash has long had many features that support basic accounting needs for individuals and families, starting with an easy-to-use checkbook-register-style layout, and supporting things like bank statement reconciliation, stock/fund portfolios and numerous reports/graphs. But GnuCash development doesnt stand still, and the newest versions add support for small business accounting as well.

German residents will also enjoy its on-line banking features (Sorry, on-line banking is not supported in the US; dont blame us, blame your bank. Tell them to tell us the URL for thier OFX servers, instead of hiding it like state secrets.