VANTAGE-ONE is a comprehensive solution that provides flexibility in implementing and administering life insurance and annuity products for the qualified and non-qualified markets. In today’s competitive environment, VANTAGE-ONE gives you the speed and agility you need to respond quickly to market changes while maintaining quality service.

Diverse Product Support

Financial services companies are increasingly under pressure to provide cost-effective administrative support while still providing innovative products and excellent service. The VANTAGE-ONE System can meet these needs.
Annuity Products
Fixed Annuities, Variable Annuities, Deferred Annuities, Equity Indexed Annuities, Unbundled Annuities, Market Value Adjusted Annuities, Tax Sheltered Annuities, Roth IRA, Guaranteed Investment Contracts

Universal Life Products
Universal Life, Variable Universal Life, Survivorship UL and VUL

Term and Whole Life Products
Level and Decreasing Term, Participating and Non-Participating Whole Life

Riders and Benefits
Guaranteed Death Benefit Riders, Term Insurance Riders, Children’s Term, Family Term, Waiver of Premium/COI, Accidental Death Benefit, Guaranteed Insurability, Cost of Living Adjustment, Accelerated Benefit Rider

Markets

VANTAGE-ONE supports all of the products that are marketed to the fastest growing segments of the U.S. insurance market:
Qualified and Non-Qualified, Individual or Group
VANTAGE-ONE supports products sold both in the non-qualified markets (individual deferred annuities, term life, etc.) as well as qualified products: tax sheltered annuities, IRAs, deferred compensation). VANTAGE-ONE supports both individual contracts and group annuity (401(k)) products.

Proprietary/Wrapped Products
VANTAGE-ONE supports insurance and annuity products marketed through bank and broker/dealer distribution channels.

Variable Products
The strength of VANTAGE-ONE’s variable processing is its ability to easily handle: virtually unlimited number of investment funds, dollar cost averaging, portfolio rebalancing, scheduled withdrawals, asset allocation.