XY-CREDIT is a complete on-line, interactive credit administration system that offers all the processing flexibility, audit controls, statistical, GAAP and statutory reporting needed to successfully and efficiently manage a modern, full-service credit insurance operation. The systems advanced capabilities completely support Life, Disability, AD&D, Unemployment, Property and Ordinary single premium products. This means increased productivity and performance for your business.

Dynamic On-Line Processing for Instant Access and Administration
XY-CREDITs sophisticated on-line capabilities allow clients to manage their complete credit administration system in a real time environment. XY-CREDITs on-line processing provides for the balancing of remittances, entry of new certificates and completion of all refund calculation with complete validation. Cross-reference searches of certificate files can be achieved by name or number, easily and quickly. Clients can monitor and maintain agents balances, record receipts and disbursements, maintain producer contracts, rates, commission tables, liability limits, policy forms, experience refund agreements and reinsurance treaties all on-line. Additionally, XY-CREDIT will generate correspondence to insureds, creditors and agents, providing for increased efficiency.

Special On-Line Management Reporting Feature for Increased Productivity
XY-CREDITs unique features include a sophisticated on-line management reporting function based on user-defined variables. Key information on Experience, Risk and Production can be reviewed on-line at any time by clients, providing complete management flexibility and control.